/* ============================================================
   Polices auto-hébergées. Déposer les fichiers .woff2 dans
   assets/fonts/ en respectant exactement ces noms. Licence SIL OFL
   pour les trois familles : hébergement libre et gratuit.
   ============================================================ */
@font-face{font-family:"Newsreader";src:url("fonts/newsreader-300.woff2") format("woff2");font-weight:300;font-style:normal;font-display:swap}
@font-face{font-family:"Newsreader";src:url("fonts/newsreader-300-italic.woff2") format("woff2");font-weight:300;font-style:italic;font-display:swap}
@font-face{font-family:"Newsreader";src:url("fonts/newsreader-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Newsreader";src:url("fonts/newsreader-400-italic.woff2") format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Instrument Sans";src:url("fonts/instrument-sans-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Instrument Sans";src:url("fonts/instrument-sans-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Instrument Sans";src:url("fonts/instrument-sans-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"DM Mono";src:url("fonts/dm-mono-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"DM Mono";src:url("fonts/dm-mono-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}

/* ============================================================
   TIRTHA FINANCIAL ADVISORY · feuille de style commune
   Palette : pierre (rive) · encre · eau profonde · courant
   ============================================================ */
:root{
  --stone:#E9EAE5;--stone-2:#F2F3F0;--stone-3:#DCDFD8;
  --ink:#131D1E;--brume:#55625F;
  --eau:#0C2A31;--eau-2:#12363E;
  --courant:#4C8F84;--courant-d:#2F6C62;--courant-l:#86C4B7;
  --line:#CDD2CB;--line-d:rgba(233,234,229,.13);--line-d2:rgba(233,234,229,.26);
  --alerte:#8A5A22;--alerte-bg:#F0E7D8;
  --display:"Newsreader",Georgia,serif;
  --body:"Instrument Sans",system-ui,sans-serif;
  --mono:"DM Mono",ui-monospace,monospace;
  --wrap:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:86px}
body{background:var(--stone);color:var(--ink);font-family:var(--body);font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 34px}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
:focus-visible{outline:2px solid var(--courant-d);outline-offset:3px}
h1,h2,h3,h4{font-family:var(--display);font-weight:400;line-height:1.14;letter-spacing:-.012em}
h1 em,h2 em,h3 em{font-style:italic;font-weight:300}
.label{font-family:var(--mono);font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--courant-d)}
.on-eau{background:var(--eau);color:var(--stone-2)}
.on-eau .label{color:var(--courant-l)}
.horizon{height:1px;border:0;background:linear-gradient(90deg,transparent,var(--line) 12%,var(--line) 88%,transparent)}
.on-eau .horizon{background:linear-gradient(90deg,transparent,var(--line-d) 12%,var(--line-d) 88%,transparent)}

/* ---------- boutons ---------- */
.btn{display:inline-block;font-family:var(--mono);font-size:12px;letter-spacing:.12em;text-transform:uppercase;padding:14px 24px;border-radius:1px;transition:background .25s,color .25s,border-color .25s,transform .25s}
.btn-solid{background:var(--eau);color:var(--stone-2);border:1px solid var(--eau)}
.btn-solid:hover{background:var(--courant-d);border-color:var(--courant-d);transform:translateY(-1px)}
.btn-line{border:1px solid var(--line);color:var(--ink)}
.btn-line:hover{border-color:var(--ink)}
.on-eau .btn-solid{background:var(--courant-l);color:var(--eau);border-color:var(--courant-l)}
.on-eau .btn-solid:hover{background:#9DD3C7;border-color:#9DD3C7}
.on-eau .btn-line{border-color:var(--line-d2);color:var(--stone-2)}
.on-eau .btn-line:hover{border-color:var(--courant-l);color:var(--courant-l)}

/* ---------- navigation ---------- */
.nav{position:sticky;top:0;z-index:70;background:rgba(233,234,229,.9);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px}
.logo{display:flex;align-items:baseline;gap:12px;font-family:var(--display);font-size:20px;letter-spacing:.18em;text-transform:uppercase;white-space:nowrap}
.logo .sub{font-family:var(--mono);font-size:9.5px;letter-spacing:.2em;color:var(--brume);text-transform:uppercase}
.logo .mark{width:30px;height:auto;flex:0 0 auto;align-self:center;color:var(--courant);margin-right:2px}
.on-eau .logo .mark{color:var(--courant-l)}
@media (max-width:640px){.logo .sub{display:none}}
.nav-links{display:flex;align-items:center;gap:30px;font-family:var(--mono);font-size:12px;letter-spacing:.06em;color:var(--brume)}
.nav-links a{transition:color .2s;position:relative}
.nav-links a:not(.btn):after{content:"";position:absolute;left:0;bottom:-6px;height:1px;width:0;background:var(--courant-d);transition:width .28s}
.nav-links a:not(.btn):hover{color:var(--ink)}
.nav-links a:not(.btn):hover:after,.nav-links a.here:after{width:100%}
.nav-links a.here{color:var(--ink)}
.nav-links .btn{padding:11px 18px}
.burger{display:none;background:none;border:1px solid var(--line);width:44px;height:40px;cursor:pointer;position:relative}
.burger span{position:absolute;left:11px;right:11px;height:1px;background:var(--ink);transition:transform .25s,opacity .25s}
.burger span:nth-child(1){top:15px}.burger span:nth-child(2){top:23px}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(4px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){transform:translateY(-4px) rotate(-45deg)}

/* ---------- rail de contact ---------- */
.rail{position:fixed;right:0;top:50%;transform:translateY(-50%);z-index:65;display:flex;flex-direction:column;gap:1px}
.rail a{background:var(--eau);color:var(--stone-2);font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;padding:16px 10px;writing-mode:vertical-rl;transition:background .25s}
.rail a:first-child{background:var(--courant-d)}
.rail a:hover{background:var(--courant)}

/* ---------- en-têtes de page ---------- */
.hero{background:var(--eau);color:var(--stone-2);position:relative;overflow:hidden;padding:120px 0 0}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(180deg,rgba(12,42,49,.80) 0%,rgba(12,42,49,.88) 55%,rgba(12,42,49,.97) 100%),image-set(url("horizon-sombre.webp") type("image/webp"), url("horizon-sombre.jpg") type("image/jpeg"));background-size:cover;background-position:center 30%;z-index:0}
.hero::after{content:"";position:absolute;left:50%;bottom:-380px;transform:translateX(-50%);width:1500px;height:700px;pointer-events:none;background:radial-gradient(ellipse at center,rgba(76,143,132,.30),transparent 64%)}
.hero-in{position:relative;z-index:2}
.hero h1{font-size:clamp(38px,6vw,76px);max-width:15ch;margin:26px 0 0;font-weight:300}
.hero h1 .l2{display:block;color:var(--courant-l);font-style:italic}
.hero-lede{max-width:52ch;color:#A9BCBB;font-size:17.5px;margin-top:30px}
.hero-tri{display:flex;margin-top:42px;font-family:var(--display);font-size:clamp(20px,2.4vw,28px);flex-wrap:wrap}
.hero-tri span{padding-right:22px;margin-right:22px;border-right:1px solid var(--line-d2)}
.hero-tri span:last-child{border:0;margin:0;padding:0}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:40px}

.phead{background:var(--eau);color:var(--stone-2);padding:96px 0 82px;position:relative;overflow:hidden}
.phead::before{content:"";position:absolute;inset:0;background-image:linear-gradient(180deg,rgba(12,42,49,.84),rgba(12,42,49,.96)),image-set(url("horizon-sombre.webp") type("image/webp"), url("horizon-sombre.jpg") type("image/jpeg"));background-size:cover;background-position:center 40%;z-index:0}
.phead::after{content:"";position:absolute;left:50%;bottom:-300px;transform:translateX(-50%);width:1200px;height:520px;background:radial-gradient(ellipse at center,rgba(76,143,132,.22),transparent 66%);pointer-events:none}
.phead .in{position:relative;z-index:2}
.phead h1{font-size:clamp(34px,5.2vw,60px);font-weight:300;max-width:17ch;margin:22px 0 20px}
.phead h1 em{color:var(--courant-l)}
.phead p{color:#9AAFAE;max-width:58ch}

/* rive → passage → horizon */
.rives{margin-top:74px;padding-bottom:70px}
.rives-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:26px}
.rive{font-family:var(--mono);font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:#8FA3A2}
.rive.r{text-align:right}
.rive b{display:block;font-family:var(--display);font-size:19px;font-weight:400;letter-spacing:0;text-transform:none;color:var(--stone-2);margin-top:6px}
.gue{position:relative;height:46px;width:min(46vw,420px)}
.gue .water{position:absolute;left:0;right:0;top:50%;height:1px;background:var(--line-d2)}
.gue .stone{position:absolute;top:50%;width:8px;height:8px;margin:-4px 0 0 -4px;background:var(--eau);border:1px solid var(--line-d2);transform:rotate(45deg)}
.gue .walker{position:absolute;top:50%;width:11px;height:11px;margin:-5.5px 0 0 -5.5px;border-radius:50%;background:var(--courant-l);box-shadow:0 0 0 5px rgba(134,196,183,.16);transition:left 2.6s cubic-bezier(.55,.06,.28,1);left:0}

/* ---------- bandeau cadre ---------- */
.cadre{background:var(--stone-2);border-bottom:1px solid var(--line)}
.cadre-in{display:grid;grid-template-columns:repeat(4,1fr)}
.cadre .c{padding:30px 26px;border-left:1px solid var(--line)}
.cadre .c:first-child{border-left:0;padding-left:0}
.cadre .k{font-family:var(--display);font-size:26px;display:block;line-height:1.15}
.cadre .k small{font-family:var(--mono);font-size:12px;letter-spacing:.1em;color:var(--brume)}
.cadre .d{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--brume);margin-top:9px;display:block;line-height:1.6}

/* ---------- sections ---------- */
.sec{padding:110px 0}
.sec-tight{padding-top:0}
.sec-head{max-width:660px;margin-bottom:50px}
.sec-head h2{font-size:clamp(29px,4vw,45px);margin:16px 0 18px;font-weight:300}
.sec-head p{color:var(--brume);font-size:17px}
.on-eau .sec-head p{color:#9AAFAE}
.centered{margin-left:auto;margin-right:auto;text-align:center}

/* ---------- grille « vous souhaitez » ---------- */
.besoins{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.besoins a{background:var(--stone);padding:30px 26px 26px;min-height:186px;display:flex;flex-direction:column;justify-content:space-between;transition:background .3s;position:relative}
.besoins a:hover{background:var(--stone-2)}
.besoins a::before{content:"";position:absolute;left:0;top:0;height:2px;width:0;background:var(--courant);transition:width .4s cubic-bezier(.65,0,.35,1)}
.besoins a:hover::before{width:100%}
.besoins .t{font-family:var(--display);font-size:21px;line-height:1.25}
.besoins .t span{display:block;font-family:var(--mono);font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--brume);margin-bottom:12px}
.besoins .go{font-family:var(--mono);font-size:11px;letter-spacing:.1em;color:var(--courant-d);margin-top:22px}

/* ---------- piliers ---------- */
.piliers{display:grid;grid-template-columns:repeat(4,1fr);gap:34px}
.pilier{border-top:1px solid var(--line-d)}
.on-stone .pilier{border-color:var(--line)}
.pilier .n{font-family:var(--mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--courant-l);display:block;margin:20px 0 10px}
.pilier h3{font-size:24px;margin-bottom:10px}
.pilier p{font-size:14.5px;color:#9AAFAE}

/* ---------- expertises ---------- */
.exp{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.exp article{background:var(--stone);padding:38px 32px 30px;display:flex;flex-direction:column;min-height:330px;position:relative;transition:background .3s}
.exp article:hover{background:var(--stone-2)}
.exp article::before{content:"";position:absolute;left:0;top:0;height:2px;width:0;background:var(--courant);transition:width .45s cubic-bezier(.65,0,.35,1)}
.exp article:hover::before{width:100%}
.exp h3{font-size:30px;margin:22px 0 12px}
.exp .claim{font-family:var(--display);font-size:19px;font-style:italic;color:var(--courant-d);margin-bottom:16px;line-height:1.4}
.exp p{color:var(--brume);font-size:15px}
.exp .stat{margin-top:auto;padding-top:22px;border-top:1px solid var(--line);font-family:var(--mono);font-size:11px;letter-spacing:.08em;color:var(--brume);line-height:1.7}
.exp .stat b{display:block;color:var(--ink);letter-spacing:.16em;font-weight:500;margin-bottom:3px}

/* ---------- traversées ---------- */
.trav-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}
.trav-list{list-style:none;border-top:1px solid var(--line-d)}
.trav-list button{width:100%;background:none;border:0;border-bottom:1px solid var(--line-d);color:#9AAFAE;font:inherit;text-align:left;padding:16px 4px;cursor:pointer;display:flex;gap:18px;align-items:baseline;transition:color .25s,padding .25s}
.trav-list button:hover{color:var(--stone-2);padding-left:10px}
.trav-list button .i{font-family:var(--mono);font-size:11px;letter-spacing:.12em;color:#63807F;transition:color .25s}
.trav-list button .t{font-family:var(--display);font-size:20px;font-weight:300}
.trav-list button[aria-pressed="true"]{color:var(--stone-2);padding-left:10px}
.trav-list button[aria-pressed="true"] .i{color:var(--courant-l)}
.stage{border:1px solid var(--line-d);padding:40px 38px 34px;background:linear-gradient(180deg,rgba(18,54,64,.85),rgba(12,42,49,.85))}
.stage .banks{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:34px}
.stage .bk{font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#63807F}
.stage .bk b{display:block;font-family:var(--display);font-size:clamp(21px,2.3vw,27px);font-weight:300;letter-spacing:0;text-transform:none;color:var(--stone-2);margin-top:8px}
.stage .bk.to{text-align:right}
.stage .bk.to b{color:var(--courant-l);font-style:italic}
.cross{position:relative;height:58px;margin-bottom:22px;touch-action:none;cursor:pointer}
.cross .water{position:absolute;left:0;right:0;top:50%;height:1px;background:var(--line-d2)}
.cross .done{position:absolute;left:0;top:50%;height:1px;background:var(--courant-l);width:0;transition:width .5s cubic-bezier(.5,.05,.25,1)}
.cross .stone{position:absolute;top:50%;width:13px;height:13px;margin:-6.5px 0 0 -6.5px;padding:0;border:1px solid var(--line-d2);background:var(--eau);transform:rotate(45deg);cursor:pointer;transition:border-color .25s,background .25s}
.cross .stone:hover{border-color:var(--courant-l)}
.cross .stone[data-passed="1"]{border-color:var(--courant-l);background:rgba(134,196,183,.28)}
.cross .walker{position:absolute;top:50%;width:14px;height:14px;margin:-7px 0 0 -7px;border-radius:50%;background:var(--courant-l);box-shadow:0 0 0 6px rgba(134,196,183,.14);transition:left .5s cubic-bezier(.5,.05,.25,1);cursor:grab;border:0;padding:0}
.cross .walker:active{cursor:grabbing;box-shadow:0 0 0 9px rgba(134,196,183,.2)}
.cross.dragging .walker,.cross.dragging .done{transition:none}
.etape{display:flex;align-items:baseline;justify-content:space-between;gap:20px;flex-wrap:wrap;padding:16px 0 20px;border-top:1px solid var(--line-d);border-bottom:1px solid var(--line-d);margin-bottom:24px}
.etape .nm{font-family:var(--display);font-size:20px;font-weight:300;color:var(--stone-2)}
.etape .nm i{font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--courant-l);font-style:normal;display:block;margin-bottom:4px}
.etape .txt{color:#9AAFAE;font-size:14.5px;flex:1 1 260px}
.avance{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:26px}
.avance button{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;padding:12px 20px;border-radius:1px;cursor:pointer;transition:all .25s;background:var(--courant-l);color:var(--eau);border:1px solid var(--courant-l)}
.avance button:hover{background:#9DD3C7;border-color:#9DD3C7}
.avance button.ghost{background:none;color:var(--stone-2);border-color:var(--line-d2)}
.avance button.ghost:hover{border-color:var(--courant-l);color:var(--courant-l);background:none}
.stage .q{font-family:var(--display);font-size:21px;font-weight:300;line-height:1.5;color:var(--stone-2);min-height:3.2em}

/* ---------- méthode ---------- */
.methode{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.methode .step{background:var(--stone);padding:32px 30px 34px;transition:background .3s}
.methode .step:hover{background:var(--stone-2)}
.methode .n{font-family:var(--mono);font-size:11px;letter-spacing:.2em;color:var(--courant-d);display:block;margin-bottom:16px}
.methode h3{font-size:23px;margin-bottom:10px}
.methode p{color:var(--brume);font-size:15px}

/* ---------- contenus éditoriaux ---------- */
.deux{display:grid;grid-template-columns:1fr 1fr;gap:66px;align-items:start}
.deux-a{display:grid;grid-template-columns:.95fr 1.05fr;gap:66px;align-items:start}
.prose p{color:var(--brume);margin-bottom:16px;max-width:70ch}
.prose h3{font-size:25px;margin:34px 0 12px}
.prose .lead{font-family:var(--display);font-size:clamp(23px,2.6vw,30px);font-weight:300;color:var(--ink);line-height:1.4;margin-bottom:24px}
.liste{list-style:none;border-top:1px solid var(--line)}
.liste li{padding:14px 0;border-bottom:1px solid var(--line);color:var(--brume);font-size:15.5px}
.liste li b{color:var(--ink);font-weight:500}
.on-eau .liste{border-color:var(--line-d)}
.on-eau .liste li{border-color:var(--line-d);color:#9AAFAE}
.on-eau .liste li b,.on-eau .liste li strong{color:var(--stone-2)}
.passages{border-top:1px solid var(--line)}
.passages li{list-style:none;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:18px;padding:17px 0;border-bottom:1px solid var(--line);font-size:15.5px}
.passages .ar{font-family:var(--mono);color:var(--courant-d);font-size:13px}
.passages .to{text-align:right}
.passages span{color:var(--brume)}
.passages b{font-weight:500}
.conviction{border-left:2px solid var(--courant);padding:4px 0 4px 26px;font-family:var(--display);font-style:italic;font-size:23px;font-weight:300;line-height:1.4}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:26px 0}
.chips span{font-family:var(--mono);font-size:11px;letter-spacing:.06em;padding:7px 12px;border:1px solid var(--line);color:var(--brume);background:var(--stone-2)}
.fiche{border:1px solid var(--line);background:var(--stone-2);padding:0 26px;max-width:72ch}
.fiche .row{display:flex;justify-content:space-between;gap:24px;padding:14px 0;border-bottom:1px solid var(--line)}
.fiche .row:last-child{border-bottom:0}
.fiche dt{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--brume)}
.fiche dd{text-align:right;font-size:15px}

/* ---------- publics ---------- */
.pub{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}
.pub .p{border-top:2px solid var(--ink);padding-top:22px}
.pub h3{font-size:24px;margin-bottom:12px}
.pub p{color:var(--brume);font-size:15px;margin-bottom:18px}

/* ---------- insights ---------- */
.feed{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.feed a{background:var(--stone);padding:30px 28px;display:flex;flex-direction:column;transition:background .3s;min-height:230px}
.feed a:hover{background:var(--stone-2)}
.feed .cat{font-family:var(--mono);font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--courant-d);margin-bottom:16px}
.feed h3{font-size:22px;line-height:1.3}
.feed p{color:var(--brume);font-size:14.5px;margin-top:12px}
.feed .meta{margin-top:auto;padding-top:20px;font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--brume)}
.arts{display:grid;grid-template-columns:repeat(2,1fr);gap:0 46px}
.arts a{display:grid;grid-template-columns:130px 1fr;gap:20px;align-items:baseline;padding:18px 0;border-bottom:1px solid var(--line);transition:padding .25s}
.arts a:hover{padding-left:8px}
.arts .cat{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--courant-d)}
.arts .ti{font-family:var(--display);font-size:19px;line-height:1.35}
.arts a:hover .ti{color:var(--courant-d)}
.arts a.apar{opacity:.55}
.arts a.apar .ti::after{content:" · à paraître";font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--brume)}

/* ---------- écosystème / partenaires ---------- */
.eco{display:grid;grid-template-columns:repeat(6,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.eco div{background:var(--stone-2);height:96px;display:grid;place-items:center;font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:#9AA5A2;text-align:center;padding:10px}

/* ---------- faq ---------- */
.faq{max-width:840px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:22px 40px 22px 0;position:relative;font-family:var(--display);font-size:21px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:50%;transform:translateY(-50%);font-family:var(--mono);color:var(--courant-d);font-size:19px}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 0 24px;color:var(--brume);max-width:70ch}

/* ---------- bande d'appel ---------- */
.appel{background:var(--eau-2);color:var(--stone-2);padding:78px 0;text-align:center}
.appel h2{font-size:clamp(27px,3.6vw,40px);font-weight:300;max-width:20ch;margin:14px auto 16px}
.appel h2 em{color:var(--courant-l)}
.appel p{color:#9AAFAE;max-width:52ch;margin:0 auto 30px}

/* ---------- formulaire ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}
.coords{border-top:1px solid var(--line)}
.coords a,.coords span{display:flex;justify-content:space-between;gap:18px;padding:15px 0;border-bottom:1px solid var(--line);font-family:var(--mono);font-size:13px;color:var(--brume);transition:color .2s}
.coords a:hover{color:var(--courant-d)}
.coords em{font-style:normal;font-size:10.5px;letter-spacing:.14em;text-transform:uppercase}
.coords b{font-weight:400;color:var(--ink)}
.form{border:1px solid var(--line);background:var(--stone-2);padding:34px}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.field{margin-bottom:20px}
.field label,.field legend{display:block;font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--brume);margin-bottom:9px}
.field input,.field textarea{width:100%;background:var(--stone);border:1px solid var(--line);color:var(--ink);padding:13px 14px;font-family:var(--body);font-size:15px;border-radius:1px;transition:border-color .2s}
.field textarea{resize:vertical;min-height:104px}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--courant-d)}
.field input::placeholder,.field textarea::placeholder{color:#9AA5A2}
.objets{display:flex;flex-wrap:wrap;gap:8px}
.objets label{font-family:var(--mono);font-size:11px;letter-spacing:.04em;padding:9px 14px;border:1px solid var(--line);cursor:pointer;color:var(--brume);background:var(--stone);transition:all .2s;margin:0;text-transform:none}
.objets input{position:absolute;opacity:0;width:0;height:0}
.objets label:has(input:checked){border-color:var(--eau);background:var(--stone-3);color:var(--eau)}
.objets label:focus-within{outline:2px solid var(--courant-d);outline-offset:2px}
.form .btn-solid{width:100%;text-align:center;border:0;cursor:pointer;font-family:var(--mono)}
.note{font-family:var(--mono);font-size:11px;color:var(--brume);margin-top:14px;line-height:1.7}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* ---------- réglementaire ---------- */
.layout{display:grid;grid-template-columns:236px 1fr;gap:70px;padding:70px 0 100px;align-items:start}
.side{position:sticky;top:96px}
.side h2{font-family:var(--mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--brume);font-weight:500;margin-bottom:14px}
.side a{display:block;padding:9px 0 9px 14px;border-left:1px solid var(--line);font-size:14px;color:var(--brume);transition:all .2s}
.side a:hover{color:var(--ink);border-color:var(--ink)}
section.blk{padding-bottom:60px;margin-bottom:60px;border-bottom:1px solid var(--line)}
section.blk:last-of-type{border-bottom:0;margin-bottom:0}
section.blk h2{font-size:clamp(25px,3vw,34px);margin-bottom:10px}
section.blk h3{font-size:19px;margin:30px 0 8px}
section.blk p{color:var(--brume);margin-bottom:14px;max-width:72ch}
section.blk p strong{color:var(--ink);font-weight:500}
.statuts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin:22px 0}
.statuts div{background:var(--stone-2);padding:22px}
.statuts b{display:block;font-family:var(--display);font-size:24px;font-weight:400;margin-bottom:6px}
.statuts span{font-size:13.5px;color:var(--brume)}
.todo{display:block;background:var(--alerte-bg);border-left:3px solid var(--alerte);padding:16px 20px;margin:18px 0;max-width:72ch;font-family:var(--mono);font-size:12.5px;line-height:1.75;color:var(--alerte)}
.todo b{display:block;letter-spacing:.14em;text-transform:uppercase;font-size:10.5px;margin-bottom:6px}
.gap{font-family:var(--mono);font-size:12.5px;background:var(--alerte-bg);color:var(--alerte);padding:2px 8px}

/* ---------- pied de page ---------- */
footer{background:var(--eau);color:#9AAFAE;padding:80px 0 34px}
.f-top{display:grid;grid-template-columns:1.4fr repeat(5,1fr);gap:34px;padding-bottom:52px}
.f-brand .lg{display:flex;align-items:center;gap:14px;font-family:var(--display);font-size:27px;letter-spacing:.2em;text-transform:uppercase;color:var(--stone-2)}
.f-brand .lg .mark{width:38px;height:auto;flex:0 0 auto;color:var(--courant-l)}
.f-brand .sig{font-family:var(--display);font-style:italic;font-size:19px;color:var(--courant-l);margin:14px 0 8px}
.f-brand .tri{font-family:var(--mono);font-size:11px;letter-spacing:.14em;color:#7C918F}
.f-col h4{font-family:var(--mono);font-size:10.5px;font-weight:500;letter-spacing:.18em;text-transform:uppercase;color:var(--stone-2);margin-bottom:16px}
.f-col a{display:block;font-size:14px;padding:5px 0;transition:color .2s}
.f-col a:hover{color:var(--courant-l)}
.f-bot{border-top:1px solid var(--line-d);padding-top:26px;display:flex;justify-content:space-between;gap:22px;flex-wrap:wrap;font-family:var(--mono);font-size:11px;color:#7C918F}
.f-bot a:hover{color:var(--courant-l)}
.f-legal{max-width:660px;font-family:var(--mono);font-size:10.5px;line-height:1.95;margin-top:22px;color:#6E8382}

/* ---------- bandeau cookies ---------- */
.cookies{position:fixed;left:0;right:0;bottom:0;z-index:80;background:var(--eau-2);border-top:1px solid var(--line-d2);padding:18px 0;transform:translateY(100%);transition:transform .4s}
.cookies.up{transform:none}
.cookies .in{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cookies p{color:#9AAFAE;font-size:13.5px;max-width:72ch}
.cookies .acts{display:flex;gap:10px}
.cookies .btn{padding:10px 18px;font-size:11px}

.tbl{border:1px solid var(--line);background:var(--stone-2);margin:22px 0;overflow-x:auto}
.tbl table{width:100%;border-collapse:collapse;font-size:14.5px}
.tbl th,.tbl td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl tr:last-child th,.tbl tr:last-child td{border-bottom:0}
.tbl th{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--brume);font-weight:400}
.tbl tbody th{white-space:normal;width:auto;font-family:var(--body);font-size:14.5px;letter-spacing:0;text-transform:none;color:var(--ink);font-weight:400}
.tbl thead th{background:var(--stone-3);border-bottom:1px solid var(--line)}
.tbl thead th+th{text-align:right}
.tbl tbody td{text-align:right;white-space:nowrap}
.tbl tbody td:has(a){text-align:left;white-space:normal}
.tbl table:has(thead th:nth-child(3)) tbody td:first-of-type{text-align:left;white-space:normal}
.tbl td{color:var(--brume)}
.tbl td a{color:var(--courant-d);font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;margin-left:6px}
.tbl td a:hover{text-decoration:underline}
.on-eau .tbl{border-color:var(--line-d2)}
.on-eau .tbl th,.on-eau .tbl td{border-bottom-color:var(--line-d2)}
.on-eau .tbl thead th{background:rgba(233,234,229,.06);color:#9AAFAE}
.on-eau .tbl tbody th{color:var(--stone-2)}
.on-eau .tbl td{color:#9AAFAE}
.on-eau .tbl td a{color:var(--courant-l)}
.maj{font-family:var(--mono);font-size:11.5px;color:var(--brume)}
.on-eau .maj{color:#8FA3A2}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- images ---------- */
.bande{position:relative;overflow:hidden;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.bande img{width:100%;height:clamp(300px,46vw,560px);object-fit:cover;object-position:center 55%;filter:saturate(.82) contrast(1.02)}
.bande.courte img{height:clamp(220px,30vw,380px)}
.bande figcaption{position:absolute;left:0;right:0;bottom:0;padding:26px 34px;background:linear-gradient(180deg,transparent,rgba(12,42,49,.72));color:var(--stone-2);font-family:var(--display);font-size:clamp(19px,2.2vw,26px);font-weight:300;font-style:italic}

.portrait{border:1px solid var(--line);background:var(--stone-2);overflow:hidden}
.portrait img{width:100%;height:auto;filter:grayscale(.35) contrast(1.03)}
.portrait figcaption{font-family:var(--mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--brume);padding:14px 16px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:12px}
.imgslot{border:1px dashed var(--line);background:var(--stone-2);display:grid;place-items:center;text-align:center;padding:34px;min-height:260px;font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;color:var(--brume);line-height:1.9}
.imgslot.wide{min-height:340px}
.on-eau .imgslot{border-color:var(--line-d2);background:rgba(233,234,229,.03);color:#8FA3A2}

/* ---------- article ---------- */
.art-head{max-width:760px}
.art-meta{font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#8FA3A2;display:flex;gap:18px;flex-wrap:wrap;margin-bottom:22px}
.art{max-width:720px;margin:0 auto}
.art .chapo{font-family:var(--display);font-size:clamp(20px,2.3vw,25px);font-weight:300;line-height:1.5;color:var(--ink);margin-bottom:34px;padding-bottom:30px;border-bottom:1px solid var(--line)}
.art h2{font-size:clamp(24px,2.8vw,32px);margin:48px 0 16px;font-weight:400}
.art h3{font-size:21px;margin:32px 0 10px}
.art p{margin-bottom:18px;color:#2C3A38}
.art ul,.art ol{margin:0 0 20px 20px;color:#2C3A38}
.art li{margin-bottom:9px}
.art blockquote{margin:32px 0;padding-left:26px;border-left:2px solid var(--courant);font-family:var(--display);font-style:italic;font-size:22px;font-weight:300;line-height:1.45;color:var(--ink)}
.art .encadre{background:var(--stone-2);border:1px solid var(--line);padding:26px 28px;margin:32px 0}
.art .encadre p:last-child{margin-bottom:0}
.art .encadre .t{font-family:var(--mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--courant-d);margin-bottom:12px}
.art .avert{font-family:var(--mono);font-size:11.5px;line-height:1.85;color:var(--brume);border-top:1px solid var(--line);margin-top:48px;padding-top:24px}
.art-nav{border-top:1px solid var(--line);margin-top:40px;padding-top:26px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-family:var(--mono);font-size:11.5px;letter-spacing:.08em}
.art-nav a:hover{color:var(--courant-d)}

/* ---------- simulateurs ---------- */
.sim-tabs{display:flex;flex-wrap:wrap;gap:1px;background:var(--line);border:1px solid var(--line);margin-bottom:44px}
.sim-tabs button{flex:1 1 auto;background:var(--stone-2);border:0;padding:16px 18px;cursor:pointer;font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--brume);transition:background .2s,color .2s;position:relative}
.sim-tabs button:hover{color:var(--ink)}
.sim-tabs button[aria-selected="true"]{background:var(--eau);color:var(--stone-2)}
.sim-head{max-width:660px;margin-bottom:36px}
.sim-head h2{font-size:clamp(26px,3.4vw,38px);font-weight:300;margin-bottom:14px}
.sim-head p{color:var(--brume)}
.sim-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start}
.sim-form .f2{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.sim-sep{font-family:var(--mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--courant-d);margin:14px 0 14px;padding-top:14px;border-top:1px solid var(--line)}
.sim-form .field:first-child .sim-sep{border:0;padding:0}
.unite{position:relative;display:flex;align-items:center}
.unite input{padding-right:62px}
.unite span{position:absolute;right:14px;font-family:var(--mono);font-size:11.5px;color:var(--brume);pointer-events:none}
.field select{width:100%;background:var(--stone-2);border:1px solid var(--line);color:var(--ink);padding:13px 14px;font-family:var(--body);font-size:15px;border-radius:1px;appearance:none;cursor:pointer}
.field select:focus{outline:none;border-color:var(--courant-d)}
.sim-out{border:1px solid var(--line);background:var(--stone-2);position:sticky;top:96px}
.out-main{background:var(--eau);color:var(--stone-2);padding:30px 28px}
.out-lab{display:block;font-family:var(--mono);font-size:10.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--courant-l);margin-bottom:12px}
.out-k{display:block;font-family:var(--display);font-size:clamp(32px,4.4vw,46px);font-weight:300;line-height:1.05}
.out-sub{display:block;font-size:13.5px;color:#9AAFAE;margin-top:12px}
.out-list{padding:6px 28px 22px}
.out-list>div{display:flex;justify-content:space-between;gap:18px;padding:14px 0;border-bottom:1px solid var(--line)}
.out-list>div:last-child{border-bottom:0}
.out-list dt{font-size:14px;color:var(--brume)}
.out-list dd{font-family:var(--display);font-size:19px;white-space:nowrap}
.sim-duo{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);margin-top:26px}
.sim-offre{background:var(--stone-2);padding:26px 24px}
.sim-offre .sim-sep{margin-top:0;padding-top:0;border:0}
.sim-offre .f2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.sim-offre .out-list{padding:8px 0 0;border-top:1px solid var(--line);margin-top:10px}
.sim-verdict{font-family:var(--display);font-size:20px;font-weight:300;line-height:1.45;border-left:2px solid var(--courant);padding:6px 0 6px 24px;margin-top:28px}
.sim-note{font-family:var(--mono);font-size:11.5px;line-height:1.85;color:var(--brume);margin-top:30px;max-width:78ch}
.sim-amort{margin-top:34px;border-top:1px solid var(--line);padding-top:20px}
.sim-amort summary{cursor:pointer;font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--courant-d);list-style:none}
.sim-amort summary::-webkit-details-marker{display:none}
.sim-amort summary::before{content:"+ ";font-family:var(--mono)}
.sim-amort[open] summary::before{content:"– "}
.sim-amort .tbl{margin-top:18px;max-height:420px;overflow:auto}
.sim-amort thead th{position:sticky;top:0}

/* ---------- exemple chiffré ---------- */
.sim-ex{margin-top:34px;border:1px solid var(--line);background:var(--stone-2)}
.sim-ex>summary{cursor:pointer;list-style:none;padding:17px 26px;font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--courant-d);border-bottom:1px solid transparent}
.sim-ex>summary::-webkit-details-marker{display:none}
.sim-ex>summary::before{content:"+ "}
.sim-ex[open]>summary{border-bottom-color:var(--line)}
.sim-ex[open]>summary::before{content:"\2013 "}
.sim-ex .ex-in{padding:4px 26px 24px}
.sim-ex .ex-intro{font-size:14.5px;color:var(--brume);padding:18px 0 6px;max-width:78ch}
.ex-steps{list-style:none;counter-reset:ex}
.ex-steps li{counter-increment:ex;display:grid;grid-template-columns:28px minmax(0,1fr) auto;gap:3px 18px;padding:14px 0;border-bottom:1px solid var(--line)}
.ex-steps li:last-child{border-bottom:0}
.ex-steps li::before{content:counter(ex,decimal-leading-zero);grid-column:1;grid-row:1;font-family:var(--mono);font-size:10.5px;letter-spacing:.06em;color:var(--courant-d);line-height:1.9}
.ex-t{grid-column:2;grid-row:1;font-size:14.5px;line-height:1.5}
.ex-f{grid-column:2;grid-row:2;font-family:var(--mono);font-size:12px;line-height:1.8;color:var(--brume);overflow-wrap:anywhere}
.ex-r{grid-column:3;grid-row:1/span 2;align-self:center;font-family:var(--display);font-size:19px;white-space:nowrap;text-align:right}
.ex-note{font-family:var(--mono);font-size:11.5px;line-height:1.85;color:var(--brume);margin-top:18px;padding-top:16px;border-top:1px solid var(--line);max-width:78ch}

/* ---------- révélations ---------- */
.rv{opacity:0;transform:translateY(20px);transition:opacity .8s ease,transform .8s cubic-bezier(.2,.7,.3,1)}
.rv.in{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media (max-width:1100px){
  .besoins,.eco{grid-template-columns:repeat(3,1fr)}
  .piliers{grid-template-columns:1fr 1fr}
  .rail{display:none}
}
@media (max-width:1000px){
  .deux,.deux-a,.trav-grid,.contact-grid,.layout,.sim-grid{grid-template-columns:1fr;gap:44px}
  .sim-out{position:static}
  .exp,.methode,.pub,.feed{grid-template-columns:1fr 1fr}
  .cadre-in{grid-template-columns:1fr 1fr}
  .cadre .c:nth-child(3){border-left:0;padding-left:0}
  .cadre .c:nth-child(3),.cadre .c:nth-child(4){border-top:1px solid var(--line)}
  .f-top{grid-template-columns:1fr 1fr}
  .side{position:static;border-bottom:1px solid var(--line);padding-bottom:20px}
  .side a{display:inline-block;border-left:0;border-bottom:1px solid var(--line);padding:6px 16px 6px 0;margin-right:6px}
  .layout{padding-top:46px}
}
@media (max-width:760px){
  .wrap{padding:0 22px}
  .burger{display:block}
  .nav-links{position:fixed;left:0;right:0;top:74px;background:var(--stone-2);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:10px 22px 22px;display:none}
  .nav-links.open{display:flex}
  .nav-links a{padding:14px 0;border-bottom:1px solid var(--line);font-size:14px}
  .nav-links .btn{margin-top:14px;text-align:center;border-bottom:1px solid var(--line)}
  .sec{padding:72px 0}
  .hero{padding-top:76px}
  .phead{padding:64px 0 56px}
  .besoins,.exp,.methode,.pub,.feed,.arts,.f2,.f-top,.statuts,.sim-duo,.sim-form .f2,.sim-offre .f2{grid-template-columns:1fr}
  .sim-tabs button{flex:1 1 100%;text-align:left}
  .sim-ex>summary,.sim-ex .ex-in{padding-left:20px;padding-right:20px}
  .ex-steps li{grid-template-columns:24px minmax(0,1fr)}
  .ex-r{grid-column:2;grid-row:3;text-align:left;font-size:21px;margin-top:4px}
  .eco{grid-template-columns:repeat(2,1fr)}
  .piliers{grid-template-columns:1fr;gap:26px}
  .cadre-in{grid-template-columns:1fr}
  .cadre .c{border-left:0;padding:22px 0;border-top:1px solid var(--line)}
  .cadre .c:first-child{border-top:0}
  .rives-in{grid-template-columns:1fr;gap:16px}
  .rive.r{text-align:left}
  .gue{width:100%}
  .stage{padding:28px 22px}
  .stage .banks{grid-template-columns:1fr;gap:16px}
  .stage .bk.to{text-align:left}
  .arts a{grid-template-columns:1fr;gap:4px}
  .fiche .row{flex-direction:column;gap:2px}
  .fiche dd{text-align:left}
}
@media (prefers-reduced-motion:reduce){
  *{transition-duration:.01ms!important;animation-duration:.01ms!important}
  html{scroll-behavior:auto}
  .rv{opacity:1;transform:none}
}

/* colonne hors taxes, information secondaire */
.tbl td.ht{color:var(--brume);font-size:.92em}
.on-eau .tbl td.ht{color:#9AAFAE}